Refinancing is the act of paying off an existing housing loan and replacing it with a new one with a different terms and conditions. It basically means borrowing money from the bank again (or another bank) under a new loan to settle the debt you owe in your current home loan account.
Refinancing helps to reduce monthly loan repayments, lower the interest rates, consolidate outstanding loan or cash out as deposit to buy bigger house, to do house renovation or getting better loan offer from different banks.
You are paying too much installment due to the high interest rate of personal loan & credit card.
You want to use cash to expand your business? Or for other purposes like house renovation or maybe you want to cash out as deposit to buy your dream house.
You previous refinance application eventhough you have good credit history? We can help you!
We will survey for the best refinance loan deals based on property’s market value and your eligibility. We also consult you on the details in refinance loan letter offer and advise you on selecting the best loan package.
Yes. We do everything from checking your refinance loan eligibility, collection of loan document, application of refinance loan to several banks until the signing of refinance loan letter offer. You just sit back, relax and let us help you achieve your dream!
We will never charge you for our service! You only pay for the fees imposed by the bank. Usually, the fees are valuation fees, stamping fees and legal fees. However, on case by case basis, some financial institutions absorbs all of these cost if you fit their criteria.
LM Homes Advisory (M) Sdn Bhd was founded in 2018 by Mr Louis Yap. Their vision is of a highly trained and efficient team of mortgage advisors, ready to give advice on mortgage-related matters, and to provide financial planning on mortgage protection.
No. 49-2, 1st Floor,
Ken Rimba, Jalan Lengkuas E16/E,
Seksyen 16, 40200 Shah Alam,
Selangor.